Commercial Asset Finance
We offer a unique range of asset finance options, provide tailored and flexible solutions to your cash flow needs, and help you establish, strengthen, and grow your business. Asset Finance loan products are designed to enable you to buy new assets and replace and upgrade existing assets for a business. With our wide range of asset finance solutions, you can easily finance various business assets, including short-term and long-term business equipment, machinery, vehicle, and other assets.
Asset Finance is an ideal solution that lets businesses spread the asset’s cost over its expected lifespan. Fixed monthly instalments and set interest rates allow business owners to manage budgeting and cash flow easily. Our asset-based finance solutions provide the added benefit of efficient liquidity for every financial situation.
What Are the Categories of
Vehicle and equipment loans usually fall into five categories:
Commercial Hire Purchase Agreement
In this, the lender purchases the asset on the borrower's behalf; the borrower pays off in instalments and ownership transfers to the borrower at the end of the commercial hire purchase agreement.
Chattel Mortgages
It is a business loan secured on the purchased asset. It is a loan for a vehicle or business equipment where you own the vehicle or equipment, but the lender retains the title until the loan is paid. After loan repayment, the title is given to the borrower.
Finance Lease
In it, the lender purchases the asset on the borrower's behalf and rents it to their business over an agreed period, possibly allowing the client to own the asset in full later.
Operating Lease
In it, the lender will buy the asset on the borrower's behalf and rents it to their business over an agreed period.
Novated Lease
A car lease allows businesses to lease a vehicle for one of their employees. The employee is responsible for the lease, and payments are made directly from the employee's salary before tax deductions.
- Transportations
- Vehicle
- Agricultural Equipment
- Mining & Earth-Moving Services
- Construction & Manufacturing Equipment
- Solar Energy
- Fit-Outs
- Medical Equipment
- Office Equipment
- IT Equipment
- Industrial Plant Equipment
- New Technology
- Renovations
- Paying for Staff Training
What Are The Benefits of
Asset finance solutions let you quickly acquire the materials or equipment you need to start your business. This loan frees up capital and helps you avoid upfront costs, which enables you to improve cash flow. Asset Finance loans are considered a form of investment; they may be deductible till you meet certain criteria.
One-on-One Assistance
Our experienced personal consultant provides you with specialised one-on-one assistance to deliver the best results.
Great Value Solutions
Our experts provide you with a comprehensive range of tailor-made solutions to make finding the right loan easy.
Flexibility
At Key Lending With U 4ever, we provide asset finance solutions that grow as your business scale. So, if you need more equipment or vehicles down the line, we will add it to your plan after adjusting the terms.
Customised Finance
Our customised asset finance offers various payment plans and leasing packages. We provide you with finance options that easily fit into your budget.
Quick and Easy Approval
We have a swift and easy approval process. Your asset finance loan application can be approved within 24 hours.
One-on-One Assistance
Our experienced personal consultant provides you with specialised one-on-one assistance to deliver the best results.
Great Value Solutions
Our experts provide you with a comprehensive range of tailor-made solutions to make finding the right loan easy.
Flexibility
At Key Lending With U 4ever, we provide asset finance solutions that grow as your business scale. So, if you need more equipment or vehicles down the line, we will add it to your plan after adjusting the terms.
Customised Finance
Our customised asset finance offers various payment plans and leasing packages. We provide you with finance options that easily fit into your budget.
Quick and Easy Approval
We have a swift and easy approval process. Your asset finance loan application can be approved within 24 hours.