How Key Lending With U 4ever Helps
Buying your first home is exciting as well as perplexing. At Key Lending With U 4ever, our experts assist you every step of the way and provide you with expert advice to take the uncertainty out of buying your first home experience. As mortgage brokers, we offer you the best finance and mortgage solutions under first home buyer loans.
We are committed to providing hassle-free and customer-oriented loan solutions that are explicitly suited to first-home buyer needs. We help you understand the Loan-to-Value ratio and what affects your borrowing power, and help you choose the right home loan, check your eligibility for first home buyer loans and need for Lenders Mortgage Insurance.
Our team guides you through the whole process of buying your home, right from working out your finances to taking possession of your new home to make it as simple and clear as possible. Whether you are just starting your search for your first home or ready to make an offer, we at Key Lending With U 4ever can help you find the right first home buyer loans.
Explain the Costs and Process
As mortgage brokers, we explain to you all the costs and steps involved in buying a home and give you a realistic picture of what you can borrow under first home buyer loans.
Apply for Incentives
The Australian government offers numerous incentives to first-home buyers. As mortgage brokers, we let you know whether you are eligible for assistance schemes like First Home Owners Grant (FHOG), and our experts will help you with the paperwork.
Help You Get Pre-Approval
Suppose you have just started the search for your first home and are wondering about your borrowing power. In that case, our first home buyer loans pre-approval facility gives you a clear idea of your borrowing power so that you can bid on properties confidently.
Support You in Your First Home Buying Journey
When you are ready to take your first home loan, as mortgage brokers, we will prepare all the paperwork and support you at every step of the settlement.
- Choice
Choose from our diverse range of home loans, ideal for first-home buyers. You can choose from first home buyer loans with fixed or variable interest rates. With redraw and offset facilities, we are sure there is one that suits your needs. - Reduce Costs
First-time property buyers with less than a 20% deposit and an LVR between 80-95% can reduce their LMI costs by availing of our first home buyer loans. - Personal Service
We assign a dedicated home loan expert to each client to offer a personalised and great customer experience. The expert answers all your queries and guides you at every stage of first home buyer loans. - Easy Application & Fast Approval
We have a very simplified application and document submission process. Moreover, we approve your first home buyer loans in a matter of days, given that all the documents have been submitted and verified. - Additional Repayments
Pay off your home loan faster with additional repayments so that you pay less interest over time and become mortgage-free sooner. - Redraw Facility
Stay ahead in your repayments and then withdraw funds in credit from your loan as and when you need them. - Offset Account
We link a separate savings or transaction account to your home loan. This account’s balance is deducted from your loan balance to reduce the mortgage interest amount you pay.
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Get Pre-approval For
As mortgage brokers, we provide you with pre-approval for your first home loan to give you an understanding of your borrowing power so that you have complete confidence to make an offer on your dream home. Our pre-approval facility provides first-home buyers with an estimate of how much money we are willing to lend you for a property, given that you meet certain conditions. First home buyer loans pre-approvals equip you with greater confidence to bid on properties during the process of searching home.
Buying a new home can be overwhelming, and as mortgage brokers, we are here to help you in your first home-buying journey. So, whenever you are ready, our first home buyer loans expert will be by your side to answer your queries and help you select the right home loan for your situation. We help you at every stage, right from application to settlement. You can get in touch with our first home buyer loans team for obligation-free friendly support.