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Home Loan

Whether you are purchasing your first house or investing in property to increase your portfolio, we are connected with multiple lenders to provide a wide range of home loans specifically tailored to suit your financial needs. Simply brief us about what you are looking for, and our home loan specialists will find the right loan that fits your circumstances.

Streamlining

The Process

We discuss your financial needs and goals in detail. Then we research various home loans on the market and ensure to find the right solution for you. We do all the legwork, take care of all the paperwork, manage the application process, and take it through settlement. We have robust relationships with leading lenders and help you secure your finances at the most competitive prices.

We pride ourselves in high-level service and results-driven advice. As mortgage brokers, we are committed to providing you with a hassle-free and fast home loan experience

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What Are The Features Of Home Loan?

Unlimited Additional Repayments

On variable home loans, you can make unlimited additional repayments. With this feature, you can pay off your loan faster and save on interest.

Unlimited Free
Redraw

If you have made extra repayments on your variable home loan, you can redraw these for free.

Optional 100% Offset Facility

Your savings can lower the interest amount you pay on your home loan if you link your offset account to your home loan.

Up To 95%
LVR

We help you get a Loan to Value Ratio of up to 95%, but you will need Lenders Mortgage Insurance (LMI) if your LVR is greater than 80%.
What Is Our Home Loan Process?
Buying a new home can often be overwhelming. It doesn’t have to be this way. We help you through the process and do all the research to find you the best options to meet your situation. We help you from application all the way to settlement and beyond.

Learning About Your Financial Situation

We listen to your needs thoroughly to understand your financial situation and your home loan needs.

Presenting Suitable Options to Meet Your Situation

Our team of mortgage brokers will present you with the best options to meet your financial situation. We discuss all the options with you in-depth so that you can make better decisions about your home loan.

Application Process to Settlement

We help you at every stage of your loan journey, from preparing the loan application to dealing with any additional issues from the lenders. We are there with you from the start right through to settlement and beyond.

Get Pre-Approval for Your Home Loan Online

You can get a pre-approval for your home loan to get a rough idea of how much you can borrow. Our home loan pre-approval lets you make an offer confidently.

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Why Key Lending With U 4ever?
As a mortgage broker, we negotiate finance on your behalf and save you time, stress and money. We help you get the best possible deal on home loans. Once we agree on the right home loan, we take care of the loan application and manage the process on your behalf. We work with multiple lenders and therefore help you find the right deal. We do all the legwork for you and negotiate a better outcome for you.
  • Superior Product Offering Comprehensive loan offering for every purpose, be it purchase, refinance, equity release or construction.
  • Fast Turnaround Times We have a simple and easy application process and fast turnaround times; our team provides a timely response on the status of your loan.
  • Flexible Loan Options You can customise your loan with options like splitting the loan between fixed and variable interest rates, low-fee basic home loans and adding an offset account.
  • Great Rates and Low Fees Our team of home loan specialists are committed to providing our clients with great value. We negotiate with lenders to ensure you get the most competitive interest rates and low fees to help you repay your home loan faster.
  • Exceptional Service Our team keeps you updated throughout the process and provides you with any help you need along the way. Our team answers all your queries related to home loans.
Let Us Find the Right Home Loan Solutions for You!

Our only goal is to make getting loans simple and hassle-free for our clients. Book an appointment with us, and we will take the stress and confusion out of finding the best home loan solutions for you. Book an appointment now!