Be it buying your first investment property or adding another property to your portfolio, we have a range of home loans specifically for investors. Grow your investment portfolio by benefitting from the lowest investment loan rates packed with options to maximise your investment. We have got an investment property loan to help you expand your property investments with features like interest-only period, split loans, redraw, offset, and flexible loan repayments.
We have a range of investment property loans to suit your financial needs. You can choose from interest only with an LVR of up to 90% or principal and interest with a Loan-to-Value Ratio (LVR) of up to 95%. As a mortgage broker, we help you find the perfect investment loan option without hassle.
Grow
Investment loans are specifically granted when you want to purchase a property to hold as an investment. As mortgage brokers, we are with you forever and provide you with hassle-free investment loans.
Compare and apply
We have tie-ups with all major lenders. You can easily compare loan features and interest rates. Moreover, you can easily apply for a loan with minimum paperwork.
More Choice More Savings
We provide you access to banking and mortgage solutions from various banks. You can compare thousands of investment loans and interest rates and shortlist ones that meet your needs.
Expert Support at Your Fingertips
Our Investment Property Loan specialists are always there to provide you with all the support you need for your loan journey. You can reach them via phone, email, chat or in person.
Settle Your Loan Faster
As your mortgage broker, our team liaise with your lender and keeps you updated on your loan progress.
Applying for an investment home loan is similar to applying for other home loans. Before granting a loan, the lender would thoroughly examine your credit history, bank statements, income, expenses, assets, and debts. You will be required to prove you have enough income sources from your employment or business to cover the costs of repayments. Points to remember before applying for an investment property loan:
You Will Need a Bigger Deposit
Investment Property loans have a lower Loan to Value Ratio; hence you will need bigger deposits. You might need a deposit of 20% or more of the property’s value. Savings or the equity you own in another property can be used as a deposit. Some banks and lenders may allow you to borrow up to 90% or even 95% of the property’s value with Lender’s Mortgage Insurance (LMI).
Interest Rate
Interest rates are usually higher on Investment loans in comparison to other home loans, as Investment Property loans are seen as being riskier loans.
We enable you to search, compare and apply for investment property loans with confidence at your own pace, in your own time. With us, you get the following benefits:
- Personalised Investment Property loan offers.
- Comparison of multiple investment property loans and features, including variable and fixed rate loans, in no time.
- Search has no impact on your credit rating.
- Help in structuring your loan to achieve your financial goals.
- A detailed explanation of tax planning, rental yields, insurance and equity.
Your own dedicated and experienced investment loan specialist
At Key Lending With U 4ever, we have access to all major banks in Australia and can provide tailored investment property loans and interest rates that suit your unique situation.
Buying an investment property has never been easy. The pre-approval gives you a rough idea of how much you can borrow. So, make an offer with confidence with our investment property loan pre-approval facility.
Our investment loan experts are here to guide you through the process of taking an investment property loan from start to finish. You can get the loan specialist help you need in person or over the phone. We help you find the right loan and interest rate for your next investment property. As mortgage brokers, we will answer all your queries and assist you in obtaining full loan approval quickly and easily. So, book an appointment now.