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Personal Loans

A personal loan for just about everything! Be it home renovations, debt consolidation, purchasing a new car, cosmetic surgery, holiday or just any other thing; we are here to help you find the best loan option to suit your financial needs.

As leading mortgage brokers, we help our customers access quick and easy personal loans on the go without lengthy paperwork or several days of waiting. We provide loan products targeted to suit you and give you a leg up you need to enjoy the little treats in life.

What Are the Different Types of

Personal Loans?

Secured Personal Loans

With a secured personal loan, you can avail of lower interest rates and higher borrowing amounts. However, you will be required to provide collateral, such as a car, house, etc., as a security against the loan amount.

Unsecured Personal Loans

An unsecured personal loan provides more flexibility as it is not tied to any asset. Simply put, you do not need an asset, such as a car, house, etc., for security. 

What Are the Features of

Personal Loans?

We bring you feature-rich loans from multiple lenders so you spend less time on endless searches and more time living your dreams. Here are some of the features:

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All-Purpose Loan

You can use Personal loans to meet any short-term financial obligations like wedding, travel, home renovation, education, holiday, healthcare, debt consolidation, and more.

No Collateral Requirement

Our range of comprehensive Unsecured Personal Loans does not require collateral or a guarantor to sign off. So, relieve the burden of your financial worries.

Minimal Documentation

We require minimal documentation supported by hassle-free and fast loan approval processes.

Decide Your Tenure

Choose a tenure as per your convenience to get the flexibility of repayment in easy monthly instalments across the term you choose.

What Are the Benefits of Choosing Key Lending With U 4ever?
  • Flexible Loan Term You can choose a loan term between one to seven years with repayment terms that suit your budget. You may choose between weekly, fortnightly or monthly repayment options.
  • Pre-Approved Offers Our existing customers may qualify for a pre-approved Personal Loan offer with a preferential interest rate without documentation.
  • Quick Response We understand you want to hear about your personal loan application quickly. We will respond to your application within 48 hours.

What’s The Eligibility Criteria for A

Personal Loan?
To be eligible to apply for a personal loan, you must be a citizen of Australia, a permanent resident of Australia, or a citizen of New Zealand. Moreover, you must maintain an Australian residential address. Apart from this, you will be required to furnish the following documents:
  • Identity Proof- e.g., passport, driving licence or other government identity proof
  • Income Proof- e.g., payslips, bank statements
  • Residential Proof
  • Age Proof
  • Financial Details- e.g., income, expenses, assets, and liabilities
  • Tax Returns
Lenders would require your personal identification and financial documents (usually your bank statements or recent pay slips) to assess your financial stability and to determine if you can service the loan amount. You must also have a good credit rating.
How To Apply for A Personal Loan?
We have a very simple and swift loan application process:
  • Select the loan that is best suited for your financial needs.
  • Apply for the loan or contact our team.
  • Provide supporting documentation so that we can get you assessed.
  • We match you with a lender and get you the best rate for your circumstances.
  • We help get your loan application approved and the funds transferred to your account within a few business days.
How To Apply for A Personal Loan?
We have a very simple and swift loan application process:
  • Select the loan that is best suited for your financial needs.
  • Apply for the loan or contact our team.
  • Provide supporting documentation so that we can get you assessed.
  • We match you with a lender and get you the best rate for your circumstances.
  • We help get your loan application approved and the funds transferred to your account within a few business days.
Key Lending with U 4ever Is Here to Help You

Our team of personal loan experts are available to support you through your loan application and answer all queries you may have. As mortgage brokers, we help you save time and effort and find a personal loan suitable for your unique needs at the best possible rate of interest. To learn more about personal loans, get in touch with our team of personal loan specialists.